Welcome to Illinois State Senator Michael Hastings Legislative Website

Hastings’ new law provides oversight of predatory Buy-Now-Pay-Later loans

SPRINGFIELD — Illinois consumers have seen that a rapid expansion of Buy-Now-Pay-Later loan services may seem convenient at first, but they can carry hidden costs, unexpected fees and financial risks that often go unnoticed until it is too late. In response, State Senator Michael E. Hastings passed a law enforcing stronger oversight of these predatory programs.

“This industry has grown so fast over such a short period of time,” said Hastings (D-Frankfort). “We are now to a point where Buy-Now-Pay-Later programs are operating like it’s the Wild West.”

Hastings’ new law will require BNPL lenders to register with the state and provide full disclosures about repayment terms, interest rates and potential fees while maintaining fair and transparent dispute or refund processes. The law will also ensure consumers understand the total cost of borrowing and can make informed financial decisions.

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Hastings supports suicide prevention awareness and education expansion

SPRINGFIELD — State Senator Michael E. Hastings supported a measure that would increase access to life-saving mental health resources and strengthen suicide prevention efforts across the state.

“By integrating comprehensive suicide prevention training into curriculums, there is an opportunity to equip our children with the knowledge and attitudes necessary to effectively address suicide risk,” said Hastings (D-Frankfort). “By helping people build life skills, such as critical thinking and stress management, we can prepare them to safely address the challenges they face in life.”

Senate Bill 2771 would require numerous public buildings across Illinois to visibly post contact information for the 9-8-8 Suicide & Crisis Lifeline, ensuring residents know immediate help is available. The legislation would also expand comprehensive health education for students in grades six through 12 by integrating evidence-based suicide prevention curriculum, as well as strengthen reentry support by requiring the Illinois Department of Corrections to provide suicide prevention resources to individuals preparing for release.

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Hastings named Illinois Veterans of Foreign Wars Legislator of the Year

SPRINGFIELD — State Senator Michael E. Hastings was named the Illinois Veterans of Foreign Wars Legislator of the Year on Friday in recognition of his legislative work and advocacy on behalf of Illinois veterans. In accepting the award, Hastings said the recognition carries added weight because it comes from fellow veterans.

“We are never out of the fight,” said Hastings (D-Frankfort). “Too often, after the uniforms come off, veterans are left to navigate a system that doesn’t always work for them. Whether it’s fighting for education benefits, pushing back against bureaucratic barriers for veteran businesses, or ensuring our brothers and sisters have access to quality mental health care, we cannot afford to look away. I will continue to bring that same sense of mission I learned in uniform to the halls of the Illinois Senate, because taking care of our veterans isn’t just policy, it’s a promise.”

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Senator Hastings and Will County Executive Bertino-Tarrant welcome major state investment in Crest Hill correctional facilities

CREST HILL — Today State Senator Michael E. Hastings and Will County Executive Jennifer Bertino-Tarrant welcomed the state’s decision to construct new correctional facilities in Crest Hill, describing the project as a smart, strategic investment that will save taxpayer dollars while strengthening public safety and creating jobs.

“This project represents a responsible and forward-thinking approach to modernizing our correctional system,” said Hastings (D-Frankfort). “By consolidating these facilities in Crest Hill, the state will achieve meaningful cost savings and operational efficiencies through shared resources and centralized services. This nearly $1 billion investment will not only deliver safer, more effective facilities focused on rehabilitation and re-entry, but it will also generate hundreds of construction jobs over the next five years and create long-term employment opportunities for our region. It’s the kind of smart infrastructure investment Illinois needs.”

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